Free council tax checker

Is your council tax
band wrong?

~400,000 UK homes pay too much. Enter your postcode — find out in seconds if you could challenge for a lower band and claim a backdated refund.

400k
homes in wrong band
£1,000+
avg backdated refund
Free
to check your postcode
£0
VOA challenge fee

Check your council tax band

🔒 Free lookup · England & Wales · Data: VOA / Land Registry

⚠️
Estimate only — This tool estimates your council tax band using published Valuation Office Agency (VOA) data. It is not an official valuation. For your confirmed band check your council's band register or use the official GOV.UK checker.
🏠 England & Wales only (v1)
📋 VOA public data
🔒 No sign-up for free lookup
⚠️ Honest risk warnings

How BandCheck works

We do the evidence gathering — you submit the challenge yourself to the VOA (it's free).

1

Enter your postcode

We fetch your band and the bands of every property on your street from the VOA.

2

See your likelihood score

Our engine compares neighbours and estimates your 1991 value. You get an honest traffic-light score — including if you shouldn't challenge.

3

Get your Challenge Pack

£4.99 one-off: full evidence report, pre-filled VOA letter, and step-by-step submission guide.

4

Submit & track

You submit the free VOA challenge. We send reminders and guide you through the process.

Simple pricing

One-off payments — band challenges are a once-per-property event.

Always free
Band Lookup
£0 forever
See your band and a quick street summary.
  • ✓ Your current band & annual amount
  • ✓ Street band distribution chart
  • ✓ Challenge likelihood score (traffic light)
  • ✓ Honest "don't challenge" warning if risk
Most popular
One-off payment
Challenge Pack
£4.99 one-off
Everything you need to submit a winning challenge to the VOA.
  • ✓ Everything in free tier
  • ✓ Neighbour evidence table (printable)
  • ✓ 1991 valuation estimate with workings
  • ✓ Pre-filled VOA challenge letter
  • ✓ Step-by-step VOA submission guide
  • ✓ Backdated refund estimate

Pack + Tracker also available for £9.99 — includes challenge status tracking, reminder emails, and tribunal guide.

Common questions

Yes — and this is the most important warning we give you. If the evidence suggests your home is under-banded, challenging could result in a higher band. Our engine checks for this and will show a prominent "DO NOT CHALLENGE" warning if your band looks too low. We show this even if it costs us a sale — it's the right thing to do.
Bands were set based on what your home was worth on 1 April 1991. We look at Land Registry sale prices for your property and comparable nearby homes, then use the ONS House Price Index to deflate prices back to 1991 values. This gives an estimated 1991 value — if it falls in a lower band, that's strong evidence for a challenge.
If your challenge succeeds, you get: (a) a lower band from the date you moved in, meaning a lower annual bill going forward; (b) a backdated refund from your move-in date, which can be several thousand pounds for long-term residents. We estimate both in your free lookup.
No. The VOA challenge is a free process that anyone can do themselves. You submit evidence online or by post. BandCheck organises the evidence and writes the letter — you submit it. No solicitor needed, no hidden fees.
Not yet. Scotland has a separate assessment authority (SAA) and Northern Ireland uses a rates system instead of council tax bands. Wales was rebanded in 2003. Version 1 covers England only — Wales is coming in phase 2.

Looking up …

Properties in

Select your property to see your personalised challenge score.

Your VOA Challenge Letter

Review, copy, and submit to the VOA.

Submit to VOA →
⚠️ Before submitting: Read the letter carefully and confirm all details are correct. You are submitting this challenge yourself — BandCheck provides information and evidence organisation, not legal advice.
Submit to VOA →
🎉

Your Challenge Pack is ready

Check your email for your pack download link. Your personalised VOA challenge letter and evidence report are inside.

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